Bitcoin Custody Rules Have Changed | Michael Tanguma SLP763 — Key Takeaways
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Bitcoin Custody Rules Have Changed | Michael Tanguma SLP763
Stephan Livera45mAug 13, 2026
Watch the originalMulti-institution custody (multiple independent custodians each holding one key in a multisig quorum) is the most defensible long-term Bitcoin storage structure as prices rise, because it eliminates single points of failure without requiring users to manage cryptographic material themselves.
Key takeaways
On-Ramp multi-institution custody starts at $100/month for under 5 BTC, scales to $2,500/month for 10–25 BTC
On-Ramp multi-institution custody starts at $100/month for under 5 BTC, scales to $2,500/month for 10–25 BTC
- Includes IRA, buy/sell, up to 5% cash yield on dollars, inheritance, and insured multi-custodian vault (BitGo + Tetra + CoinCover).
- Percentage-based 'private' tier also available for larger holdings.
~50% of Bitcoin sits in self-custody, making holders targetable via data enrichment
~50% of Bitcoin sits in self-custody, making holders targetable via data enrichment
- Ledger/HubSpot leak data + Claude + Apollo enrichment + chain analysis can identify holders, balances, and home addresses.
- Unlike equities, Bitcoin's bearer-asset nature means physical robbery has a direct, frictionless payout — no market friction to deter attackers.
Dynasty trusts can eliminate the 40% U.S. estate tax on Bitcoin, but require non-unilateral custody structures
Dynasty trusts can eliminate the 40% U.S. estate tax on Bitcoin, but require non-unilateral custody structures
- A $100M estate passed traditionally loses ~$40M to federal estate tax; assets gifted into a dynasty trust before death bypass this.
- IRS gift-tax exclusion is ~$15M per couple; growth inside the trust passes tax-free — but self-custody disqualifies the structure.
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In this video
- 1mCold Card Crisis Exposes Custody's Limits
- 4mBitcoin Custody Won't Work Like 2012
- 6mSelf-Custody Rules Changed With Your Life
- 7mWhy Bitcoiners Must Stop the Mattress Myth
- 9mBitcoin's Asset Layer Makes It Unstoppable
- 11mPrivate Keys Are Like Firearms
- 16mCustody Losses Keep Bitcoin Speculative
- 19mAI Just Changed Self-Custody Forever
- 22mWhy Bitcoin Robberies Are Skyrocketing
- 26mMulti-Institution Custody Kills Pig Butchering
- 28mBitcoin at $650K: Security Nightmare?
- 30mGame Theory Demands Multi-Custody Bitcoin
- 32mCentralized Custody: The Honeypot Risk
- 38mWhy Custody Fees Should Be Zero
- 40mFull Bitcoin Custody for $100/Month
- 43mWould Your Setup Survive 10x Bitcoin?
“the difference between what a Bitcoiner wants versus what they'll pay for are fundamentally different.”
— Michael Tanguma
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