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Bitcoin Hits an 8-Month High, Homes Get Harder to Afford, and CLARITY Dies | News Block — Key Takeaways

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Bitcoin Hits an 8-Month High, Homes Get Harder to Afford, and CLARITY Dies | News Block

Natalie Brunell9mSep 21, 2026

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Homeowners locked into sub-4% mortgages are trapped in place — selling means trading a 3% rate for nearly 7% — which is why existing home sales are at a 30-year low and first-time buyers now average 40 years old.

Key takeaways

Clarity Act fails Senate vote 49-60, killing bipartisan crypto regulation bill

Clarity Act fails Senate vote 49-60, killing bipartisan crypto regulation bill

  • Every Democrat voted no, including 7 who negotiated it; 4 Republicans joined them
  • Stalemate centered on Trump family's $1.4B digital asset earnings and enforcement authority

SEC grants 5-year exemption for tokenized stock trading on approved venues

SEC grants 5-year exemption for tokenized stock trading on approved venues

  • Exemption lets platforms trade tokenized US stocks without registering as stock exchanges
  • Tokens must be actual shares, not synthetic copies; volume and number of stocks capped

Rate lock-in freezes housing supply: existing home sales near 30-year low

Rate lock-in freezes housing supply: existing home sales near 30-year low

  • Most US mortgages locked below 4%, so owners won't sell and trade for 7% rates
  • $500K home payment more than doubled 2021-2025; interest quadrupled to $550K

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In this video

  1. 1mIntro
  2. 1mTwo Americas, One Housing Market
  3. 3mCLARITY Dies - is Trump to blame?
  4. 5mLedn
  5. 5mTokenized Stocks Get a Green Light
  6. 7mBitcoin's "Dead Cat Bounce"

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